Brian Beland’s Blog
How to Budget for a New Home
Whether you are a first-time homebuyer or a seasoned homeowner looking for an upgrade, budgeting will be a crucial part of the homebuying process. Organizing your budget will help you save enough money for buying a home and prevent any unpleasant surprises during the...
When to Refinance Your Home
Refinancing a home means taking out a new mortgage with better terms that replaces the old one. Many people choose to refinance their homes to take advantage of better rates or save more money. However, refinancing is a complex process that borrowers should only turn...
Budgeting for Beginners
A budget is a valuable tool that can help control your spending and plan for big purchases, such as a home or a car. However, many people do not know how to set up a budget or follow it. These tips will help you set up a budget and use it to manage your finances....
An Introduction to Retirement Planning
It is never too early to start planning for retirement. Arranging your finances now will ensure that you can relax when you retire instead of working to make ends meet. Start Saving Soon Many people wait until it’s too late to start saving for retirement. Financial...
Understanding How Interest Works
Interest is the cost you have when you borrow money. By the same token, if you lend money, you can earn interest. It is what makes it worthwhile for people or institutions to lend money. It is calculated as a percentage that is paid at specific times over a period of...
What You Need to Know as a New Investor
Investing is an exciting opportunity that has the potential to be very lucrative. However, it is often overwhelming for beginners. These tips can help you begin to make sense of the world of investments. Focus on Productive Assets Productive assets are things you can...
Investing During Economic Downturns
Maybe you have been thinking about getting involved with an investment, but the current economic downturn has you rethinking your plan. The global economy has been hit hard by the COVID-19 pandemic and that leaves questions for investors. Recessions are not solely...
What You Need To Know About Personal Loans
A personal loan, in short, is a set sum of money that a person can borrow from a financial institution. The limitation on personal loans tends to be less strict. For that reason, people tend to seek them for various purposes—everything from paying for a medical...
Knowing When to Approach a Financial Advisor
Small business owners have to wear many hats on a day-to-day basis. While there are many tasks that they can (and must) handle themselves, it is important to know when to approach outside help. Knowing when to approach a financial advisor is an important part of...
The Basics of Business Development
Business development is ultimately about making a business better so that it can meet certain goals. Sometimes businesses will need to go through drastic changes and other times minor course corrections will be all that is necessary. Business development aims to...